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In December Facebook confirmed that work is underway on a cryptocurrency to facilitate money transfers in WhatsApp, the wildly successful messaging app Facebook bought for $19 billion in 2014. Facebook’s token would be a stablecoin, redeemable at a fixed rate for U.S. dollars, with transactions recorded on a proprietary blockchain. The initial focus would be on remittances in India, which totaled $69 billion in 2017.